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Wal-Mart Stores is dangling a 32-inch flat-screen TV for $98, down from $148 last year. Sears has waived layaway fees and its Kmart chain is introducing a rent- to-own program. More than a dozen retailers are opening earlier, or for the first time, on Thanksgiving Day. Among the attention- grabbing stunts: a $1 million jackpot for one of the first shoppers to visit Gap Inc.'s Old Navy chain on Black Friday.